Finance Options
We know that buying a heat pump can be a significant expense, and this can be the last thing you need to deal with in the middle of winter, especially if your old heat pump has just died and you need it replaced fast. You might also be considering a whole-home ventilation system to create a drier and healthier home for your family, but you may be put off by the associated costs.
There's a range of finance options to help spread the cost, including low or no interest top-up bank mortgages.

QCard Finance Options
We can provide a range of finance options through QCard and offer 6 months interest-free finance for most purchases.
Extended finance terms are also available to help spread the cost if needed.
Learn more about the benefits of QCard on their website or talk to our friendly team who'll help you complete an application to get a credit limit pre-approved for your heat pump or ventilation system purchase.
Mortgage Top-Up Finance
Low or no-interest mortgage top-up finance options are currently available with some New Zealand banks. This is a great option for the purchase of your heat pump or ventilation system, which will not only increase the value of your home but also reduce your energy consumption.
A warmer and drier home is also a healthier home, and these principles are supported by most major banks which offer the following mortgage top-up schemes and using these lending options for the purchase of your energy efficiency upgrades is a great way to spread the costs with little or no additional interest. You can use the existing equity in your own home for smart improvements that will save you money in the long term.
Disclaimer: The information below was correct at the time of writing, but please follow the links through to each bank to check the current rates, eligibility, and terms.




